on
August 22, 2017
Today, most, if not all, commercial general liability (CGL) policies contain absolute pollution exclusions....
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on July 27, 2017
What do the courts say about an insurer's obligation to prosecute compulsory counterclaims on behalf of their insured? As you might expect, it depends upon the policy language and the jurisdiction....
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on May 22, 2017
A commercial general liability (CGL) policy is important and protects companies from a number of unexpected events; however, nowadays the CGL policy often comes up short when it comes to industry specific issues. The costs of food recalls and damages arising from the contamination of food products often require specific insurance. Fortunately, insurance companies have responded to the demands of the market and now offer several industry-specific policies, including consumable product policies, component part policies, consumer goods policies and packager protection policies, among others....
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on May 9, 2017
Over the past ten years, the nonprofit sector has continued to experience healthy growth in both the number and financial size of these charitable organizations. Consistent with this growth, is the need for increased community service and volunteers. According to the National Center for Charitable Statistics, two-fifths of public charities rely on volunteers. Yet, 2015 saw the lowest volunteer rate since 2002: Just one-in-four adults volunteered at least once in 2015....
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on April 10, 2017
Policyholders and insurers continue to grapple with the circumstances under which losses arising from data security breaches and social engineering fraud will be covered under various insurance policies. Two recent decisions – one in favor of the policyholder and one against – continue to support the notion that resolution of these cases will be highly fact-specific and the outcome will be difficult to predict in many instances....
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This Blog is intended to provide information generally and to identify general legal requirements. It is not intended as a form of, or as a substitute for legal advice. Such advice should always come from in-house or retained counsel. Moreover, if this Blog in any way seems to contradict advice of counsel, counsel's opinion should control over anything written herein. No attorney client relationship is created or implied by this Blog. © 2024 Brouse McDowell. All rights reserved.